Is Plaid Down Right Now?

Operational
Plaid logo

Is the Plaid website down?

Plaid is up and running

https://plaid.com

Not working for you?

Report an outage

Last checked: . The service was operational. There have been 0 user-submitted reports in the past 24 hours. This page refreshes every 30 seconds when JavaScript is enabled, and automated checks run every 5 minutes.

Plaid service health

Last 24 hours, shown in UTC

100.0% uptime

Plaid had 96 response-time checks in the last 24 hours, averaging 90 ms, with 0 incident buckets and 0 reports.

24h ago18h12h6hNow
Operational Degraded Down Building
Fully operational uptime
100.0%
Avg response
90 ms
Incident buckets
0
Current status
operational

Check Plaid before troubleshooting

Plaid is a fintech infrastructure company that connects consumer bank accounts to financial apps for payments, identity verification, and account data access.

Current status

Plaid is up and running.

Report volume

0 user reports in the last 24 hours.

Freshness

Last checked Jul 12, 2026, 7:00 PM UTC.

Official links

Compare with support and status channels when available.

What to do when Plaid is down
  • A Plaid outage can affect many fintech apps simultaneously (Venmo, Robinhood, Coinbase) — the issue may not be with the app you are using.
  • If you cannot link a bank account, wait for the outage to resolve rather than re-entering credentials repeatedly.
  • Check status.plaid.com for incident details and affected institutions.
  • Report the outage on this page to help other users confirm the problem.
Common Plaid outage causes

Plaid outages have cascading effects across the fintech ecosystem since hundreds of apps (Venmo, Robinhood, Coinbase) depend on Plaid for bank connectivity. Institution-specific failures are more common than full platform outages.

Visit the official Plaid website at https://plaid.com to check directly. You can also learn more about how OutageHQ works or browse all monitored services on the service directory.

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Status summary

Plaid monitoring details

Plaid is operational in the latest OutageHQ check. If it is not working for you, compare the report count, official sources, and your local browser, device, DNS, or network before assuming a broad outage. Last checked: Jul 12, 2026, 7:00 PM UTC.

Current signal

Plaid is reachable in our latest checks

OutageHQ tracks Plaid as a finance and payment infrastructure using payments, transfers, trading, login, transaction history, and API signals.

Report categories

Users can classify Plaid reports by symptom so outage patterns are easier to compare.

Available issue types include Payment or transfer failed, Account login issue, Transaction history unavailable, API errors, Dashboard not loading, Service down, Server not responding, App not loading, Sign in problem, Error message, Slow performance.

Official and independent checks

Compare the official plaid.com site with OutageHQ response-time checks and anonymous user reports.

Official status source says: All Systems Operational

Issues users reported

Server-loaded survey results for the last 24 hours. The survey itself is the only client-side part of this data path.

0 survey responses

Payment or transfer failed

0

Money movement, wallet, transfer, or trade submission fails.

Account login issue

0

Account sign-in, verification, or session access is failing.

Transaction history unavailable

0

Balances, transaction history, statements, or activity are unavailable.

API errors

0

API requests fail or return errors.

Dashboard not loading

0

Admin, analytics, or service dashboards are unavailable.

Service down

0

The whole service appears unavailable.

Server not responding

0

Requests fail or time out.

App not loading

0

The app or website opens slowly or never finishes loading.

Sign in problem

0

Login, SSO, or account access is failing.

Error message

0

The service shows an unexpected error.

Slow performance

0

The service works but is unusually slow.

Components and regions to compare

API Production

Check whether this part fails while the rest of Plaid still works.

API Sandbox

Check whether this part fails while the rest of Plaid still works.

Dashboard

Check whether this part fails while the rest of Plaid still works.

Plaid Portal

Check whether this part fails while the rest of Plaid still works.

Institution connectivity

Check whether this part fails while the rest of Plaid still works.

Platform outage or local issue?

Likely broader issue
Plaid platform, API Production, API Sandbox, Dashboard, Plaid Portal, or official component incident
Likely local issue
Specific bank, institution connection, app configuration, credentials, MFA, account, or item-level issue

Troubleshooting checklist

  • Refresh Plaid and compare the latest OutageHQ status with the report count.
  • Try another browser, device, network, or DNS resolver if checks are healthy.
  • Check official Plaid sources for confirmed incidents or maintenance.
  • Report the closest symptom above so other users can compare the same issue type.

Official status updates

Last 10 checks

Jul 12, 2026, 7:00 PM UTCoperational · 79 ms
Jul 12, 2026, 6:55 PM UTCoperational · 115 ms
Jul 12, 2026, 6:50 PM UTCoperational · 74 ms
Jul 12, 2026, 6:45 PM UTCoperational · 134 ms
Jul 12, 2026, 6:40 PM UTCoperational · 196 ms
Jul 12, 2026, 6:35 PM UTCoperational · 53 ms
Jul 12, 2026, 6:30 PM UTCoperational · 192 ms
Jul 12, 2026, 6:25 PM UTCoperational · 50 ms
Jul 12, 2026, 6:20 PM UTCoperational · 95 ms
Jul 12, 2026, 6:15 PM UTCoperational · 68 ms

Related outage checks

FAQ

What is Plaid?

Plaid is a fintech infrastructure company that connects consumer bank accounts to financial apps for payments, identity verification, and account data access.

Why is Plaid not working?

Plaid outages have cascading effects across the fintech ecosystem since hundreds of apps (Venmo, Robinhood, Coinbase) depend on Plaid for bank connectivity. Institution-specific failures are more common than full platform outages. Compare the current OutageHQ status, recent checks, user reports, and official sources before assuming the issue affects everyone.

What should I do if Plaid is down?

A Plaid outage can affect many fintech apps simultaneously (Venmo, Robinhood, Coinbase) — the issue may not be with the app you are using. If you cannot link a bank account, wait for the outage to resolve rather than re-entering credentials repeatedly. Check status.plaid.com for incident details and affected institutions.

Why is Plaid not connecting to my bank?

A Plaid bank connection problem does not always mean Plaid is fully down. The issue may involve a specific financial institution, the app using Plaid, login credentials, multi-factor authentication, or an institution-level connection that is degraded or down.

Compare Plaid with nearby finance and payments services users often check during the same incident.

View category